AXA Medical Benefits

Insurance Company	AXA China SmartCare Benefits

Plan Name	Elite China
Annual Limit	12,000,000 rmb
Geographical Coverage	China, HK, Taiwan, Macau
Excess / Deductible per person	15,000 per year
High Cost Provider	Yes
Inpatient (Hospitalisation)	Yes
Accomodation Type	Private
OP Treatment Pre / Post Hospitalisation	Yes (within 90 days Pre & Post)
Organ Transplant	Yes
IP Kidney Dialysis	Yes
Out Patient (GP Clinic, Specialists, Drugs)	Yes
GP Consultations	No
Prescribed Medication	No
OP Advanced Imagery - CT / MRI / PET	No
Emergency Room	Yes (Emerg. Only)
Routine Maternity	No
Dental	No
Annual Health Check	No
Emergency Evacuation	No
Coverage of Pre-existing Conditions	Possible coverage with loading /exclusion
Cronic Conditions	Yes
Payment Frequency	Annual